/* ============================================================
   GTI Energy Advisors — Global Design System
   Modern, clean, professional. Navy + Gold palette.
   ============================================================ */

/* ── RESET & BASE ── */
*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }

:root {
  --navy:      #0f1f35;
  --navy-mid:  #1a3252;
  --navy-light:#2a4a70;
  --gold:      #f59e0b;
  --gold-dark: #d97706;
  --gold-light:#fbbf24;
  --white:     #ffffff;
  --off-white: #f8fafc;
  --surface:   #f1f5f9;
  --border:    #e2e8f0;
  --text:      #1e293b;
  --text-mid:  #475569;
  --text-light:#94a3b8;

  --radius-sm: 6px;
  --radius-md: 10px;
  --radius-lg: 16px;
  --radius-xl: 24px;

  --shadow-sm: 0 1px 3px rgba(0,0,0,.08), 0 1px 2px rgba(0,0,0,.06);
  --shadow-md: 0 4px 16px rgba(0,0,0,.10), 0 2px 6px rgba(0,0,0,.06);
  --shadow-lg: 0 12px 40px rgba(0,0,0,.14), 0 4px 12px rgba(0,0,0,.08);
  --shadow-gold: 0 8px 24px rgba(245,158,11,.30);

  --transition: all .22s cubic-bezier(.4,0,.2,1);
  --font: 'Inter', 'Segoe UI', system-ui, sans-serif;
}

html { scroll-behavior: smooth; }

body {
  font-family: var(--font);
  color: var(--text);
  line-height: 1.65;
  background: var(--white);
  -webkit-font-smoothing: antialiased;
}

img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }

/* ── TYPOGRAPHY ── */
h1, h2, h3, h4 { line-height: 1.25; font-weight: 700; letter-spacing: -.02em; }
h1 { font-size: clamp(2rem, 5vw, 3.2rem); }
h2 { font-size: clamp(1.5rem, 3vw, 2.2rem); }
h3 { font-size: clamp(1.1rem, 2vw, 1.4rem); }
p  { line-height: 1.75; }

/* ── CONTAINERS ── */
.container { max-width: 1160px; margin: 0 auto; padding: 0 24px; }
.container-sm { max-width: 800px; margin: 0 auto; padding: 0 24px; }

/* ── SECTION SPACING ── */
.section { padding: 96px 0; }
.section-sm { padding: 64px 0; }
.section-dark { background: var(--navy); }
.section-surface { background: var(--surface); }
.section-gradient { background: linear-gradient(160deg, var(--navy) 0%, var(--navy-mid) 60%, var(--navy-light) 100%); }

/* ── SECTION HEADER ── */
.section-label {
  display: inline-block;
  font-size: .72rem; font-weight: 700; letter-spacing: 2px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 12px;
}
.section-title { color: var(--navy); margin-bottom: 16px; }
.section-title.light { color: var(--white); }
.section-sub { color: var(--text-mid); font-size: 1.05rem; max-width: 580px; }
.section-sub.light { color: rgba(255,255,255,.7); }
.section-header { margin-bottom: 56px; }
.section-header.center { text-align: center; }
.section-header.center .section-sub { margin: 0 auto; }

/* ── DIVIDER ── */
.gold-line { width: 48px; height: 3px; background: var(--gold); border-radius: 2px; margin: 16px 0; }
.gold-line.center { margin: 16px auto; }

/* ── BUTTONS ── */
.btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 13px 28px; border-radius: var(--radius-sm);
  font-size: .95rem; font-weight: 600; cursor: pointer;
  border: 2px solid transparent;
  transition: var(--transition);
  white-space: nowrap;
}
.btn-primary {
  background: var(--gold); color: var(--navy);
  box-shadow: var(--shadow-gold);
}
.btn-primary:hover {
  background: var(--gold-dark); color: var(--white);
  transform: translateY(-2px);
  box-shadow: 0 12px 32px rgba(245,158,11,.4);
}
.btn-ghost {
  background: transparent; color: var(--white);
  border-color: rgba(255,255,255,.35);
}
.btn-ghost:hover {
  background: rgba(255,255,255,.1);
  border-color: rgba(255,255,255,.7);
  transform: translateY(-2px);
}
.btn-outline {
  background: transparent; color: var(--navy);
  border-color: var(--border);
}
.btn-outline:hover {
  border-color: var(--gold); color: var(--gold-dark);
  transform: translateY(-2px);
}

/* ── TAGS / BADGES ── */
.tag {
  display: inline-block; padding: 4px 12px; border-radius: 999px;
  font-size: .72rem; font-weight: 700; letter-spacing: .8px; text-transform: uppercase;
}
.tag-gold { background: rgba(245,158,11,.12); color: var(--gold-dark); }
.tag-navy { background: rgba(15,31,53,.1); color: var(--navy); }
.tag-green { background: rgba(16,185,129,.12); color: #059669; }
.tag-amber { background: rgba(245,158,11,.12); color: #b45309; }

/* ── NAV ── */
.site-header {
  background: var(--navy);
  position: sticky; top: 0; z-index: 1000;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.nav-wrap {
  max-width: 1160px; margin: 0 auto; padding: 0 24px;
  display: flex; align-items: center; justify-content: space-between;
  height: 70px;
}
.nav-brand { display: flex; flex-direction: column; text-decoration: none; }
.nav-brand-name {
  font-size: 1.15rem; font-weight: 800; color: var(--white);
  letter-spacing: -.03em; line-height: 1.1;
}
.nav-brand-name .accent { color: var(--gold); }
.nav-brand-sub { font-size: .68rem; color: rgba(255,255,255,.45); letter-spacing: .5px; margin-top: 1px; }

.nav-links { display: flex; align-items: center; gap: 2px; list-style: none; }
.nav-links a {
  color: rgba(255,255,255,.75); font-size: .9rem; font-weight: 500;
  padding: 8px 14px; border-radius: var(--radius-sm);
  transition: var(--transition);
}
.nav-links a:hover { color: var(--white); background: rgba(255,255,255,.08); }
.nav-links a.active { color: var(--white); background: rgba(255,255,255,.10); }

.nav-right { display: flex; align-items: center; gap: 16px; }
.nav-phone {
  color: var(--gold); font-size: .88rem; font-weight: 600;
  letter-spacing: .2px;
}
.nav-phone:hover { color: var(--gold-light); }

/* Mobile nav */
.hamburger { display: none; flex-direction: column; gap: 5px; cursor: pointer; padding: 8px; background: none; border: none; }
.hamburger span { display: block; width: 22px; height: 2px; background: var(--white); border-radius: 2px; transition: var(--transition); }
.hamburger.open span:nth-child(1) { transform: translateY(7px) rotate(45deg); }
.hamburger.open span:nth-child(2) { opacity: 0; }
.hamburger.open span:nth-child(3) { transform: translateY(-7px) rotate(-45deg); }

.mobile-menu {
  display: none; background: var(--navy);
  border-top: 1px solid rgba(255,255,255,.06);
  padding: 12px 24px 24px;
}
.mobile-menu.open { display: block; }
.mobile-menu a {
  display: block; color: rgba(255,255,255,.8); padding: 12px 0; font-size: .97rem;
  border-bottom: 1px solid rgba(255,255,255,.06);
}
.mobile-menu a:last-child { border-bottom: none; color: var(--gold); font-weight: 600; }

/* ── HERO ── */
.hero {
  background: linear-gradient(150deg, #070f1e 0%, var(--navy) 45%, #1a3a5c 100%);
  color: var(--white);
  padding: 120px 0 100px;
  position: relative; overflow: hidden;
}
.hero::before {
  content: '';
  position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 600px 400px at 80% 50%, rgba(245,158,11,.07) 0%, transparent 70%),
    radial-gradient(ellipse 400px 300px at 10% 80%, rgba(42,74,112,.5) 0%, transparent 70%);
}
/* Animated grid overlay */
.hero::after {
  content: '';
  position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.025) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.025) 1px, transparent 1px);
  background-size: 60px 60px;
}
.hero-inner { position: relative; z-index: 1; }
.hero-eyebrow {
  display: inline-flex; align-items: center; gap: 8px;
  font-size: .75rem; font-weight: 700; letter-spacing: 1.8px; text-transform: uppercase;
  color: var(--gold); margin-bottom: 22px;
}
.hero-eyebrow::before { content: ''; display: inline-block; width: 28px; height: 2px; background: var(--gold); border-radius: 2px; }
.hero h1 { font-size: clamp(2.2rem, 5.5vw, 3.6rem); margin-bottom: 22px; max-width: 760px; }
.hero h1 em { color: var(--gold); font-style: normal; }
.hero .hero-sub { font-size: 1.12rem; color: rgba(255,255,255,.72); max-width: 580px; margin-bottom: 40px; line-height: 1.7; }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; }

/* ── TRUST BAR ── */
.trust-bar {
  background: rgba(255,255,255,.04);
  border-top: 1px solid rgba(255,255,255,.07);
  border-bottom: 1px solid rgba(255,255,255,.07);
  padding: 18px 0;
}
.trust-bar-inner {
  display: flex; flex-wrap: wrap; gap: 10px 28px; justify-content: center; align-items: center;
}
.trust-item {
  display: flex; align-items: center; gap: 8px;
  color: rgba(255,255,255,.65); font-size: .82rem;
}
.trust-item svg, .trust-item .ti-dot {
  width: 6px; height: 6px; border-radius: 50%; background: var(--gold); flex-shrink: 0;
}

/* ── STATS ── */
.stats-grid {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr)); gap: 2px;
  background: var(--border); border-radius: var(--radius-lg); overflow: hidden;
  box-shadow: var(--shadow-md);
}
.stat-cell {
  background: var(--white); padding: 36px 28px; text-align: center;
}
.stat-cell:first-child { border-radius: var(--radius-lg) 0 0 var(--radius-lg); }
.stat-cell:last-child  { border-radius: 0 var(--radius-lg) var(--radius-lg) 0; }
.stat-num { font-size: 2.8rem; font-weight: 800; color: var(--navy); line-height: 1; letter-spacing: -.04em; }
.stat-num span { color: var(--gold); }
.stat-label { font-size: .82rem; color: var(--text-mid); margin-top: 8px; line-height: 1.4; }

/* ── CARDS ── */
.card-grid { display: grid; gap: 24px; }
.card-grid-3 { grid-template-columns: repeat(auto-fit, minmax(280px, 1fr)); }
.card-grid-2 { grid-template-columns: repeat(auto-fit, minmax(340px, 1fr)); }

.card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--border);
  box-shadow: var(--shadow-sm);
  padding: 36px 32px;
  transition: var(--transition);
  display: flex; flex-direction: column;
}
.card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); border-color: rgba(245,158,11,.3); }

.card-icon-wrap {
  width: 52px; height: 52px; border-radius: var(--radius-md);
  background: rgba(245,158,11,.1);
  display: flex; align-items: center; justify-content: center;
  font-size: 1.6rem; margin-bottom: 20px; flex-shrink: 0;
}
.card h3 { color: var(--navy); margin-bottom: 10px; font-size: 1.15rem; }
.card p  { color: var(--text-mid); font-size: .94rem; flex: 1; }
.card-link { margin-top: 20px; color: var(--gold-dark); font-size: .88rem; font-weight: 600; display: flex; align-items: center; gap: 4px; }
.card-link:hover { color: var(--gold); }

/* ── SERVICE PILL ── */
.svc-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 16px; }
.svc-pill {
  background: var(--white); border: 1.5px solid var(--border);
  border-radius: var(--radius-md); padding: 22px 20px;
  display: flex; align-items: flex-start; gap: 14px;
  transition: var(--transition); text-decoration: none; color: inherit;
}
.svc-pill:hover { border-color: var(--gold); box-shadow: 0 4px 20px rgba(245,158,11,.12); transform: translateY(-2px); }
.svc-pill .sp-icon { font-size: 1.7rem; flex-shrink: 0; }
.svc-pill h4 { font-size: .93rem; color: var(--navy); margin-bottom: 4px; }
.svc-pill p  { font-size: .82rem; color: var(--text-mid); line-height: 1.5; }

/* ── CHECK LIST ── */
.check-list { list-style: none; }
.check-list li {
  padding: 10px 0 10px 30px; position: relative;
  color: var(--text-mid); line-height: 1.6; font-size: .95rem;
  border-bottom: 1px solid var(--border);
}
.check-list li:last-child { border-bottom: none; }
.check-list li::before {
  content: ''; position: absolute; left: 0; top: 15px;
  width: 16px; height: 16px; border-radius: 50%;
  background: rgba(245,158,11,.15);
  border: 2px solid var(--gold);
}
.check-list li::after {
  content: '✓'; position: absolute; left: 2px; top: 13px;
  font-size: .68rem; color: var(--gold-dark); font-weight: 800;
}

/* ── SPLIT LAYOUT ── */
.split { display: grid; grid-template-columns: 1fr 1fr; gap: 72px; align-items: center; }
.split-3-2 { grid-template-columns: 3fr 2fr; }
.split-2-3 { grid-template-columns: 2fr 3fr; }

/* ── NAVY BOX ── */
.navy-box {
  background: var(--navy); border-radius: var(--radius-xl);
  padding: 44px 40px; color: var(--white);
  position: relative; overflow: hidden;
}
.navy-box::before {
  content: ''; position: absolute;
  right: -60px; top: -60px;
  width: 200px; height: 200px;
  border-radius: 50%;
  background: rgba(245,158,11,.08);
}
.navy-box .nb-icon { font-size: 2.6rem; margin-bottom: 18px; }
.navy-box h3 { color: var(--gold); font-size: 1.3rem; margin-bottom: 14px; }
.navy-box p  { color: rgba(255,255,255,.75); line-height: 1.8; font-size: .95rem; margin-bottom: 14px; }
.navy-box p:last-child { margin-bottom: 0; }

/* ── FEATURE ROW (service blocks) ── */
.feature-row {
  display: grid; grid-template-columns: 200px 1fr; gap: 48px; align-items: start;
  margin-bottom: 64px; padding-bottom: 64px; border-bottom: 1px solid var(--border);
}
.feature-row:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.feature-row.flip { grid-template-columns: 1fr 200px; }
.feature-row.flip .fr-sidebar { order: 2; }
.feature-row.flip .fr-content { order: 1; }

.fr-sidebar {
  background: var(--navy); border-radius: var(--radius-lg);
  padding: 32px 20px; text-align: center; color: var(--white);
  position: sticky; top: 90px;
}
.fr-sidebar .icon { font-size: 2.8rem; margin-bottom: 14px; }
.fr-sidebar h3 { font-size: .95rem; font-weight: 600; color: var(--gold); line-height: 1.4; }

.fr-content h2 { color: var(--navy); margin-bottom: 10px; }
.fr-content p  { color: var(--text-mid); line-height: 1.8; margin-bottom: 14px; font-size: .97rem; }
.fr-content ul { list-style: none; margin: 12px 0 14px; }
.fr-content ul li {
  padding: 10px 0 10px 28px; position: relative;
  color: var(--text); line-height: 1.6; border-bottom: 1px solid var(--border); font-size: .95rem;
}
.fr-content ul li:last-child { border-bottom: none; }
.fr-content ul li::before { content: '✓'; position: absolute; left: 0; color: var(--gold); font-weight: 800; font-size: .9rem; }

/* ── CTA BANNER ── */
.cta-banner {
  background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
  color: var(--white); text-align: center; padding: 96px 24px;
  position: relative; overflow: hidden;
}
.cta-banner::before {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background:
    radial-gradient(ellipse 700px 400px at 50% 50%, rgba(245,158,11,.06) 0%, transparent 70%);
}
.cta-banner-inner { position: relative; z-index: 1; max-width: 640px; margin: 0 auto; }
.cta-banner h2 { font-size: clamp(1.6rem, 3vw, 2.2rem); margin-bottom: 16px; }
.cta-banner p  { color: rgba(255,255,255,.72); margin-bottom: 36px; font-size: 1.05rem; line-height: 1.7; }
.cta-banner .note { font-size: .8rem; color: rgba(255,255,255,.45); margin-top: 20px; }

/* ── PAGE HERO (inner pages) ── */
.page-hero {
  background: linear-gradient(150deg, #070f1e 0%, var(--navy) 60%, var(--navy-mid) 100%);
  color: var(--white); padding: 80px 0 72px;
  position: relative; overflow: hidden;
}
.page-hero::after {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.02) 1px, transparent 1px);
  background-size: 60px 60px;
}
.page-hero-inner { position: relative; z-index: 1; }
.page-hero h1 { margin-bottom: 14px; }
.page-hero p  { color: rgba(255,255,255,.7); font-size: 1.05rem; max-width: 580px; line-height: 1.7; }

/* ── CALLOUT ── */
.callout {
  background: rgba(245,158,11,.07);
  border-left: 4px solid var(--gold);
  border-radius: 0 var(--radius-md) var(--radius-md) 0;
  padding: 20px 24px; margin: 28px 0;
}
.callout p { color: var(--text); font-size: .97rem; margin-bottom: 0; }
.callout strong { color: var(--navy); }

/* ── ARTICLE CARD ── */
.article-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--border); box-shadow: var(--shadow-sm);
  overflow: hidden; display: flex; flex-direction: column;
  text-decoration: none; color: inherit;
  transition: var(--transition);
}
.article-card:hover { transform: translateY(-5px); box-shadow: var(--shadow-lg); border-color: rgba(245,158,11,.25); }
.ac-thumb {
  height: 180px; display: flex; align-items: center; justify-content: center; font-size: 3rem;
}
.ac-navy  { background: linear-gradient(135deg, #0f1f35 0%, #1a4b72 100%); }
.ac-green { background: linear-gradient(135deg, #0d2818 0%, #1a5c34 100%); }
.ac-amber { background: linear-gradient(135deg, #2a1200 0%, #7c3a00 100%); }
.ac-slate { background: linear-gradient(135deg, #1e293b 0%, #334155 100%); }

.ac-body { padding: 26px 24px; flex: 1; display: flex; flex-direction: column; }
.ac-body h2 { font-size: 1.05rem; color: var(--navy); margin: 8px 0 10px; line-height: 1.4; }
.ac-body p  { color: var(--text-mid); font-size: .88rem; line-height: 1.65; flex: 1; }
.ac-meta {
  display: flex; align-items: center; gap: 10px;
  margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--border);
  font-size: .8rem; color: var(--text-light);
}
.ac-meta .ac-more { margin-left: auto; color: var(--gold-dark); font-weight: 600; font-size: .85rem; }

/* ── PROCESS STEPS ── */
.process-row {
  display: grid; grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));
  gap: 0; position: relative;
}
.process-row::before {
  content: ''; position: absolute; top: 36px; left: 10%; right: 10%;
  height: 2px; background: linear-gradient(90deg, var(--gold), rgba(245,158,11,.2));
}
.process-step { padding: 0 20px 28px; text-align: center; position: relative; }
.ps-circle {
  width: 52px; height: 52px; border-radius: 50%;
  background: var(--gold); color: var(--navy);
  font-weight: 800; font-size: 1.1rem;
  display: flex; align-items: center; justify-content: center;
  margin: 0 auto 18px; position: relative; z-index: 1;
  box-shadow: 0 0 0 6px rgba(245,158,11,.15);
}
.process-step h4 { font-size: .97rem; color: var(--navy); margin-bottom: 8px; }
.process-step p  { font-size: .86rem; color: var(--text-mid); line-height: 1.55; }

/* ── CREDENTIAL BADGES ── */
.cred-row { display: flex; flex-wrap: wrap; gap: 14px; }
.cred-badge {
  background: var(--surface); border: 1.5px solid var(--border);
  border-radius: var(--radius-md); padding: 14px 20px;
  display: flex; align-items: center; gap: 12px;
  transition: var(--transition);
}
.cred-badge:hover { border-color: var(--gold); }
.cred-badge .cb-icon { font-size: 1.4rem; }
.cred-badge strong { font-size: .93rem; color: var(--navy); display: block; line-height: 1.3; }
.cred-badge span   { font-size: .8rem; color: var(--text-mid); }

/* ── VALUE CARDS ── */
.value-card {
  background: var(--white); border-radius: var(--radius-lg);
  border: 1px solid var(--border); padding: 32px 28px;
  transition: var(--transition);
}
.value-card:hover { border-color: var(--gold); box-shadow: var(--shadow-md); }
.vc-icon { font-size: 2rem; margin-bottom: 16px; }
.value-card h3 { color: var(--navy); margin-bottom: 10px; font-size: 1.1rem; }
.value-card p  { color: var(--text-mid); font-size: .9rem; line-height: 1.7; }

/* ── HIGHLIGHT BOX ── */
.highlight-box {
  background: var(--navy); border-radius: var(--radius-xl);
  padding: 40px 36px; color: var(--white);
}
.highlight-box h3 { color: var(--gold); font-size: 1.15rem; margin-bottom: 22px; }
.hb-item {
  display: flex; gap: 16px; align-items: flex-start;
  margin-bottom: 22px; padding-bottom: 22px;
  border-bottom: 1px solid rgba(255,255,255,.08);
}
.hb-item:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.hb-icon { font-size: 1.4rem; flex-shrink: 0; margin-top: 2px; }
.hb-text strong { display: block; color: var(--white); font-size: .95rem; margin-bottom: 4px; }
.hb-text span   { color: rgba(255,255,255,.62); font-size: .87rem; line-height: 1.55; }

/* ── ARTICLE PAGE ── */
.article-hero {
  padding: 80px 0 64px;
  color: var(--white);
  position: relative; overflow: hidden;
}
.article-hero::after {
  content: ''; position: absolute; inset: 0; pointer-events: none;
  background-image:
    linear-gradient(rgba(255,255,255,.02) 1px, transparent 1px),
    linear-gradient(90deg, rgba(255,255,255,.02) 1px, transparent 1px);
  background-size: 60px 60px;
}
.article-hero-inner { position: relative; z-index: 1; }
.article-meta-row {
  display: flex; flex-wrap: wrap; gap: 14px;
  font-size: .85rem; color: rgba(255,255,255,.6); align-items: center;
  margin-top: 18px;
}
.article-body { padding: 72px 0; }
.article-body h2 { font-size: 1.5rem; color: var(--navy); margin: 44px 0 14px; }
.article-body h3 { font-size: 1.15rem; color: var(--navy); margin: 30px 0 10px; }
.article-body p  { color: #3d4f63; line-height: 1.85; margin-bottom: 18px; font-size: 1rem; }
.article-body ul, .article-body ol { margin: 10px 0 20px 24px; }
.article-body li { color: #3d4f63; line-height: 1.75; margin-bottom: 8px; font-size: 1rem; }
.article-body strong { color: var(--navy); }
.article-cta {
  background: var(--navy); color: var(--white);
  border-radius: var(--radius-xl); padding: 40px 36px;
  margin: 52px 0 0; text-align: center;
}
.article-cta h3 { font-size: 1.3rem; margin-bottom: 12px; }
.article-cta p  { color: rgba(255,255,255,.72); font-size: .97rem; margin-bottom: 26px; line-height: 1.7; }
.article-back a { color: var(--gold-dark); font-weight: 600; font-size: .9rem; }
.article-back a:hover { color: var(--gold); }

/* ── COMPARE TABLE ── */
.compare-table { width: 100%; border-collapse: collapse; margin: 20px 0 28px; font-size: .92rem; border-radius: var(--radius-md); overflow: hidden; }
.compare-table th { background: var(--navy); color: var(--white); padding: 14px 16px; text-align: left; font-weight: 600; }
.compare-table td { padding: 12px 16px; border-bottom: 1px solid var(--border); vertical-align: top; line-height: 1.55; }
.compare-table tr:last-child td { border-bottom: none; }
.compare-table tr:nth-child(even) td { background: var(--surface); }
.td-good { color: #059669; font-weight: 600; }
.td-moderate { color: #b45309; font-weight: 600; }

/* ── CONTACT ── */
.contact-info-stack { display: flex; flex-direction: column; gap: 20px; }
.ci-card {
  background: var(--navy); border-radius: var(--radius-lg);
  padding: 28px 26px; color: var(--white);
}
.ci-card h3 { color: var(--gold); font-size: 1.05rem; margin-bottom: 16px; }
.ci-row { display: flex; gap: 14px; align-items: flex-start; margin-bottom: 14px; }
.ci-row:last-child { margin-bottom: 0; }
.ci-icon { font-size: 1.2rem; flex-shrink: 0; margin-top: 3px; }
.ci-text { font-size: .9rem; color: rgba(255,255,255,.8); line-height: 1.65; }
.ci-text a { color: var(--gold); }
.ci-text a:hover { color: var(--gold-light); }
.ci-text em { font-size: .82rem; opacity: .7; font-style: italic; }

.expect-card {
  background: var(--white); border: 1px solid var(--border);
  border-radius: var(--radius-xl); box-shadow: var(--shadow-md);
  padding: 40px 38px;
}
.expect-card h2 { color: var(--navy); margin-bottom: 8px; }
.expect-step { display: flex; gap: 18px; align-items: flex-start; padding: 22px 0; border-bottom: 1px solid var(--border); }
.expect-step:last-child { border-bottom: none; }
.es-num {
  width: 40px; height: 40px; flex-shrink: 0; border-radius: 50%;
  background: var(--gold); color: var(--navy);
  font-weight: 800; font-size: .97rem;
  display: flex; align-items: center; justify-content: center;
}
.es-text h4 { font-size: .97rem; color: var(--navy); margin-bottom: 5px; }
.es-text p  { font-size: .88rem; color: var(--text-mid); line-height: 1.65; margin: 0; }

.dc-card {
  background: var(--navy); border-radius: var(--radius-lg);
  padding: 32px 28px; text-align: center; color: var(--white); margin-top: 24px;
}
.dc-card h3 { color: var(--gold); margin-bottom: 10px; font-size: 1.1rem; }
.dc-card p  { color: rgba(255,255,255,.65); font-size: .9rem; margin-bottom: 16px; }
.dc-btns { display: flex; gap: 12px; justify-content: center; flex-wrap: wrap; }
.dc-btn {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 12px 24px; border-radius: var(--radius-md);
  font-size: .93rem; font-weight: 600; text-decoration: none; transition: var(--transition);
}
.dc-btn-phone { background: var(--gold); color: var(--navy); }
.dc-btn-phone:hover { background: var(--gold-dark); color: var(--white); transform: translateY(-2px); }
.dc-btn-email { background: rgba(255,255,255,.1); color: var(--white); border: 1.5px solid rgba(255,255,255,.25); }
.dc-btn-email:hover { background: rgba(255,255,255,.18); transform: translateY(-2px); }

/* ── DISCLOSURE ── */
.disclosure-card {
  background: var(--white); border-radius: var(--radius-xl);
  box-shadow: var(--shadow-md); overflow: hidden;
}
.disclosure-header { background: var(--navy); color: var(--white); padding: 30px 40px; }
.disclosure-header p { font-size: .97rem; color: rgba(255,255,255,.85); line-height: 1.7; }
.disclosure-body { padding: 44px 40px; }
.ds { margin-bottom: 36px; padding-bottom: 36px; border-bottom: 1px solid var(--border); }
.ds:last-child { border-bottom: none; margin-bottom: 0; padding-bottom: 0; }
.ds h3 {
  font-size: 1rem; color: var(--navy); margin-bottom: 12px;
  display: flex; align-items: center; gap: 10px;
}
.ds h3::before { content: ''; width: 4px; height: 18px; background: var(--gold); border-radius: 2px; flex-shrink: 0; }
.ds p { color: var(--text-mid); line-height: 1.78; margin-bottom: 10px; font-size: .95rem; }
.ds p:last-child { margin-bottom: 0; }
.ds a { color: var(--gold-dark); }
.ds a:hover { color: var(--gold); }
.reg-badge {
  display: inline-block; background: var(--surface); border: 1.5px solid var(--border);
  border-radius: var(--radius-sm); padding: 8px 20px;
  font-family: monospace; font-size: 1rem; font-weight: 700;
  color: var(--navy); letter-spacing: 1px;
}

/* ── FOOTER ── */
.site-footer {
  background: #070f1e;
  color: rgba(255,255,255,.55);
  padding: 64px 0 28px;
  border-top: 1px solid rgba(255,255,255,.06);
}
.footer-grid {
  display: grid; grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px; margin-bottom: 48px;
}
.footer-brand-col .fb-logo { font-size: 1.1rem; font-weight: 800; color: var(--white); letter-spacing: -.02em; margin-bottom: 10px; }
.footer-brand-col .fb-logo .accent { color: var(--gold); }
.footer-brand-col p { font-size: .84rem; line-height: 1.75; max-width: 240px; }
.footer-col h4 {
  color: rgba(255,255,255,.9); font-size: .78rem; font-weight: 700;
  letter-spacing: 1.2px; text-transform: uppercase;
  margin-bottom: 16px;
}
.footer-col a, .footer-col p.fc-p { font-size: .85rem; line-height: 2; color: rgba(255,255,255,.5); display: block; }
.footer-col a:hover { color: var(--gold); }
.footer-bottom {
  padding-top: 24px; border-top: 1px solid rgba(255,255,255,.07);
  display: flex; flex-wrap: wrap; gap: 12px; justify-content: space-between;
  font-size: .78rem; color: rgba(255,255,255,.3);
}
.footer-bottom a { color: rgba(255,255,255,.4); }
.footer-bottom a:hover { color: var(--gold); }

/* ── RESPONSIVE ── */
@media (max-width: 900px) {
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .split, .split-3-2, .split-2-3 { grid-template-columns: 1fr; gap: 40px; }
  .feature-row, .feature-row.flip { grid-template-columns: 1fr; gap: 28px; }
  .feature-row.flip .fr-sidebar, .feature-row.flip .fr-content { order: unset; }
  .fr-sidebar { position: static; }
  .process-row::before { display: none; }
}
@media (max-width: 768px) {
  .nav-links, .nav-right { display: none; }
  .hamburger { display: flex; }
  .section { padding: 64px 0; }
  .hero { padding: 80px 0 72px; }
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .stat-cell:first-child { border-radius: 0; }
  .stat-cell:last-child  { border-radius: 0; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 32px; }
  .footer-brand-col { grid-column: 1 / -1; }
  .disclosure-body { padding: 28px 24px; }
  .disclosure-header { padding: 22px 24px; }
  .expect-card { padding: 28px 24px; }
}
@media (max-width: 480px) {
  .stats-grid { grid-template-columns: 1fr 1fr; }
  .footer-grid { grid-template-columns: 1fr; }
}